Insurances Accepted by Dr. Kumar

Does Dr. Kumar accept your insurance?
Dr. Kumar is “in network” and thus a “preferred provider” with Blue Care Network and Blue Cross Blue Shield PPO including Anthem BCBS PPO, most out-of-state BCBS PPO. He does NOT accept Blue Cross Complete, General Motors BCBS (where subscriber ID starts with GM), or “EPO” BCBS PPO insurance.

Beacon health often looks like BCBS PPO but Dr. Kumar is out of network with this insurance. Dr. Kumar is also unable to accept BCBS Medicare plans. It’s best not to assume your Blue Cross Blue Shield will be covered; email a picture of your insurance card front/back to staff@annarborpsych.com and let us verify your insurance before you schedule an appointment to ensure you are covered.

For many insurances, out-of-network benefits will cover the majority of fees, but patients will be paying the full cost of the appointment to be later reimbursed by their insurance company 2 to 4 weeks after their appointment, based on their out of network benefits. With most insurances Dr. Kumar will bill them electronically directly for you.  He can electronically bill, as an out-of-network provider for:

  • Aetna
  • United Health Care
  • HAP (not all HAP insurances come with out of network benefits however)
  • Cigna
  • Beacon Health Value Options
  • Magellan

Please note that, while Dr. Kumar is currently not accepting new medicare patients he is unfortunately also not legally allowed to see medicare patients as cash only.